Well, I'm a terrible procrastinator. In general my income exceeds my outgo, so I got really bad about balancing my bank account. This morning, I got an NSF notice. Three different $31 usury service fees for the NSF and $7 for the negative balance. Brillant thinking, USBank. I have no money, so fine me for it. Luckily I got paid today, so I'm in the black again. I need, however, to figure out WTF happened. This means going back about three months and balancing the books. *headdesk* I'm a lot beetter than I was when I posted the little bit of self-flagellation earlier.